Waffy is a web and mobile application that allows sellers to create their own escrow payment account in a single step. The seller then generates a payment link for Waffy to act as a mediator in the users's sales transactions. It works in a few steps. The seller shares the payment link with the buyer, the buyer makes a payment, and Waffy holds on to the payment until the buyer confirms he has inspected the products and has accepted it. Waffy then releases the payment to the seller.